Flexible Financing to Keep Your Project Moving

Whether you’re a contractor managing cash flow or a homeowner upgrading your space, our financing options give you the flexibility to get the materials you need now and pay over time. We offer termed accounts (net 30) with an approved credit report.

Why Finance with Wayside Lumber?

✅ Buy Now, Build Now – Pay Later
We offer financing solutions that help you keep your project on schedule without waiting for funding to catch up.

✅ Quick & Simple Approval
No complicated applications or long waits—just an easy, straightforward process to get approved fast.

✅ Available for Contractors & Homeowners
Whether you’re managing a crew or building your dream deck, our financing works for you.

Perfect For:

Large or multi-phase projects
Custom home builds and remodels
Decking, siding, and engineered lumber packages
Unexpected material needs

How It Works

Contact Us – Let us know you’re interested in financing.
Apply Easily – Download your credit application. (Where do you send the form after that)?
Get Approved Fast – Most decisions come back quickly.
Order Materials & Start Building – With financing in place, we’ll get your order going.